What type of insurance is mandatory for drivers in Ireland?

In Ireland, third-party insurance is the mandatory type of insurance for drivers. This requirement ensures that all drivers have a minimum level of coverage that protects against damage or injury caused to other people, vehicles, or property in the event of an accident for which the driver is at fault. This legal requirement is in place to promote road safety and ensure that victims of road traffic accidents can be compensated for their losses, regardless of the financial situation of the driver at fault.

Comprehensive insurance is not mandatory, as it goes beyond the minimum legal requirements by covering not only third-party liabilities but also damage to the driver's own vehicle in various scenarios. Collision insurance is also an additional coverage option that may not be necessary under law, addressing specific types of accidents. Liability insurance can be misleading in this context, as it could refer to various forms of liability coverage that do not specifically address the mandatory insurance requirement for vehicles on public roads. Therefore, the mandatory requirement clearly points to third-party insurance as the essential coverage needed for lawful driving in Ireland.